Ever wonder how you can calculate your withdrawal rate? And more importantly, is there a way to reduce the risk of capital loss if you withdraw funds from your account prematurely? I’ll explain everything here! In this episode, you will discover… What is the safe withdrawal rate today? Understand the Sequence Risk How can your…
What’s A Safe Withdrawal Rate Today?
What are Required Minimum Distributions?
Let’s explore the ins and outs of Required Minimum Distributions and the options you have for withdrawing from your IRA or 401(k) penalty-free. In this episode, you will discover… How can you withdraw without penalty? How can you reduce your tax burden? How to avoid a 10% early withdrawal penalty? How much can you withdraw…
529 Plans to Roth????
The decision to invest in a 529 plan is a no-brainer if you’re married and have or will have children in college. The money you put away while your children are young can be used to pay for their education, even if they decide not to graduate. Let’s deep dive into 529 plans to Roth!…
Do You Have Financial PTSD?
Are you one of the millions of Americans struggling with financial stress? Do you have a hard time getting out of debt, managing your bank accounts, or even accumulating wealth? If so, you are not alone. Let me share my experience as a financial advisor who once suffered from “financial PTSD” In this episode, Dave talks…
How to Fight Inflation with Your Portfolio
How can inflation be best combatted? Inflation can be a real pain. It eats into the value of the money that you have in your wallet, and due to this, it reduces the spending power of your hard-earned cash. In other words, inflation brings about erosion in the value of a currency against other goods…
My Top Business Lessons
Hello, my friends. How’s your first month of 2022 so far? I am happy and glad to see you in our new episode today about BUSINESS LESSONS AND TIPS… Maybe a lot of you have started a business or planning to have one, soon. So I make this episode for you to listen to because it…